Investing in peer to peer loans secured against property is about lending direct to a borrower and cutting out the banks, who typically use your money to make such loans and take the lion’s share of the interest earned.

It produces attractive returns that are far more predictable than investing in the equities market. And, using property as the underlying security, provides a level of protection other investments simply can’t match. In essence, it should be an integral part of every investor’s portfolio.